|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 254-547-7355 Ext.243.
|
Get Free Presentation On My Home Marketing.
Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
|
|
 |
 |
Who Am I?: Who is Ann Jost of
Fort Hood, Copperas Cove, Harker Heights and Killeen, Texas? |
|
My Professional Resume: Ann Jost's
Fort Hood, Copperas Cove, Harker Heights and Killeen real estate career in home buying & selling in
Texas |
|
Testimonials: What Ann Jost's clients are saying about this top
Realtors real estate marketing |
|
Quick Response Guarantee: Ann Jost guarantees a quick response to your email
request for more Texas home buying & property selling
information |
|
Privacy Guarantee: Ann Jost guarantees this Fort Hood, Copperas Cove, Harker Heights and Killeen real estate
web site will respect your privacy |
|
No Obligation Guarantee: Ann Jost's real estate help by email is free &
without obligation for Fort Hood, Copperas Cove, Harker Heights and Killeen home owners in
Texas |
|
For Real Estate Agents: Let Ann Jost help
you with your professional real estate broker and agent needs in the
Fort Hood, Copperas Cove, Harker Heights and Killeen area |
|
About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out
more |
|
Contact Information: How to contact Ann Jost, Fort Hood, Copperas Cove, Harker Heights and Killeen real estate
agent |
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
|
| Q |
The upper walls of what famous holy temple are lined with gold?
|
| A |
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
